Information for our members regarding our COVID-19 response and STAY SAFE, STAY HOME DIVIDEND

How to File a Claim After a Car Accident

A car accident on the road with a red warning triangle placed nearby to alert drivers of the incident

To file a claim after a car accident, first, make sure everyone is safe and call the police if needed. Then document the scene, exchange information with the other driver, and contact your insurance company as soon as possible. From there, a claims adjuster will assess the damage and guide you through repairs and settlement. […]

Everything You Need to Know About Commercial Umbrella Insurance

An umbrella covered with various insurance related icons symbolizing comprehensive coverage and protection

Catastrophic lawsuits happen when you least expect them. A single serious accident, a large property damage claim, or a major injury on your premises could easily exceed the limits of your standard general liability policy. That gap between what your policy covers and what a court awards can be financially disastrous if you don’t have […]

Why You Should Get Renters’ Insurance

Couple standing in their new home surrounded by unpacked boxes and furniture smiling and looking excited

Renter’s insurance protects your belongings, provides liability coverage, and offers peace of mind if something goes wrong in your rental home. Renter’s insurance coverage helps pay for stolen or damaged personal items, hotel costs after a covered loss, and even legal expenses — all for a relatively low renter’s insurance cost each month. Renting an […]

Teens and Auto Insurance in Utah: Finding Affordable Coverage

A young man sitting in the driver's seat of a red car, smiling while resting his arm on the open window.

Teen drivers in Utah often face higher car insurance premiums because they’re considered higher-risk, less experienced drivers. To find affordable auto insurance in Utah, families compare quotes, explore discounts for good grades or safe driving, and evaluate policy options tailored to reduce teenage car insurance rates without compromising coverage. Helping Utah families protect what matters […]

What Is an Umbrella Insurance Policy?

Insurance concept illustrated with a house airplane umbrella and money symbolizing coverage and protection

Most people think they have enough insurance — until something unexpected happens. One major lawsuit or accident can exceed the limits of your home or auto policy and put your savings, home, or future income at risk. That’s where an umbrella insurance policy comes in. Umbrella insurance provides an extra layer of liability protection that […]

Denied Homeowners Insurance Claim? Here’s What to Do Next

Businessman protected by large hand holding yellow umbrella over his small house and briefcase. Home insurance concept.

Dealing with a denied insurance claim is extremely frustrating. Whether you’re dealing with roof damage from a storm, water intrusion from a burst pipe, or loss from theft or fire, having your claim denied feels like a gut punch during an already stressful situation. Don’t panic. If your insurance company has rejected your claim, it […]

How To Save Money on Life Insurance

Hands forming a roof over a paper cutout family of four.

Life insurance is one of those things we all know we should have, but when it comes time to buy, the price tag might seem like a barrier.  The good news is that there are several ways to save money on the cost of life insurance without sacrificing the coverage your family needs. From choosing […]

The Complete Guide to Filing a Homeowner Insurance Claim in Utah

An inspector holding a clipboard stands in front of a house with a damaged roof and scattered debris.

Filing a Utah homeowner insurance claim can feel overwhelming — especially when you’re dealing with unexpected damage to your home. But knowing what to do (and when to do it) makes the process easier, faster, and far less stressful. Whether you’re facing fire damage, flooding, theft, or weather-related issues, understanding the steps to file a […]

9 Simple Ways to Prevent Accidents in the Work Place

A pyramid of wooden blocks with different icons, stacked neatly

Workplace accidents can happen anywhere — on a busy construction site, in a warehouse, or even in a quiet office. While no environment is entirely risk-free, most accidents in the workplace are preventable with the proper safety measures in place. Prevention isn’t only about keeping employees safe. It’s also about avoiding costly disruptions, potential legal […]