5 Reasons Single Individuals Need Life Insurance

It’s a common misconception that single individuals do not need life insurance; however, that couldn’t be further from the truth.  This comes as no surprise that one of the biggest reasons to be insured is to provide your family with money if you were to pass away. So a logical response to that is to […]

What are the Consequences of Driving Without Car Insurance?

What are the Consequences of Driving Without Car Insurance?

Driving without car insurance is against the law and can be accompanied by long-term consequences, so it’s best to not do this. Driving a car is a privilege and a huge responsibility that cannot be taken lightly. To legally operate a vehicle, one must comply with a strict set of rules, such as traffic laws, […]

Everything You Need To Know About Homeowners Insurance

If you own a house, one of the smartest investments you can make is purchasing homeowners insurance. Purchasing a home is a considerable investment and responsibility — it could even be the most valuable asset you own. Most homeowners could not afford to replace and repair their home if significant damage were to occur after […]

How Much Coverage Do You Need For Renters Insurance?

How Much Coverage Do You Need for Renters Insurance?

Before you get too settled into your rental, it’s important to protect your belongings with renters insurance. Renters insurance, also called tenants insurance, is a policy similar to the coverage you would get with homeowners insurance (except renters insurance does not cover the structure itself). Many policies cover most of your personal belongings, liability, and […]

Answering Your Questions About Life Insurance

As you shop around for life insurance, you have probably come up with a list of questions because of its complex nature. Life insurance is a legal contract between a policyholder and insurer. A life insurance policy guarantees that when the policyholder dies, their named beneficiaries will receive a sum of money that is paid […]

What Are My Car Insurance Options?

What are my Car Insurance Options?

Purchasing car insurance is one of the smartest investments a driver can make, and it’s essentially a rite of passage. There are many different types of car insurance available to drivers. The most common include liability, personal injury protection, collision, comprehensive, medical payments, uninsured or underinsured motorist coverage, and more. Like most states, Utah requires its […]

What Type of Insurance Should My Business Have?

What Type of Insurance Should My Business Have?

Every business, large or small, should have some type of insurance as a backup, just in case the unexpected happens. Beginning from day one, business owners expose themselves to many different risks. Before you do much else when starting a business, it is essential to have the right insurance policy in place. It can only […]

Why It Pays Off To Have Home Insurance

Why It Pays off to Have Home Insurance

Having home insurance is arguably one of the smartest investments you can make as a homeowner, as it can protect your most expensive asset. Disasters or emergencies can strike whenever, without warning, potentially leaving your house in a mess. To protect yourself against these unexpected events, homeowners can protect themselves and their property by purchasing […]

Everything You Need To Know About Renters Insurance

Everything You Need To Know About Renters Insurance

Like car and health insurance, if you rent a home, it is important to protect yourself and your belongings with renters insurance. Finding the right insurance for you and your needs can feel intimidating. However, we, at Bear River Mutual Insurance, want to help you feel comfortable with selecting the right insurance by telling you […]