Homeowners insurance is essential because it provides your property with financial protection in the event of an accident or natural disaster. At Advance Insurance, our standard policy will insure your home’s structure and personal belongings if a destructive event occurs, such as a fire. For instance, let’s say your electronics are stolen from your home or your furniture is ruined by a flood or another event outside of your control.
Additionally, we offer package policies that include coverage for damage to your property and your liability. Liability is a legal responsibility for bodily harm or property damage to others caused by you or your family members, including pets. It can protect you against lawsuits. So, for example, if your child (or even your pet) accidentally tarnishes your neighbor’s expensive carpet, you may be covered.
Your policy may also include no-fault medical coverage, meaning that if one of your loved ones are injured inside of your house, they may be able to submit medical bills to your insurance provider. This is one of the many benefits of this type of coverage because these expenses can potentially be paid without a liability claim being filed against you.
Some homeowners insurance policies also include coverage for other structures that are considered part of your property but are separate from your main home, also known as detached structures. This may include a garage, deck, shed, gazebo., and more
We understand that dealing with this type of insurance can be overwhelming, especially if you’re a new homeowner. A good rule of thumb to follow is this: always purchase enough coverage to be able to rebuild your home. One of the best moves you can take to protect your property is to consult with our seasoned agents and discuss your policy options so that you can find the best, most affordable coverage.
Our competitive insurance policy offers Additional Living Expenses (ALE) coverage for the extra cost of living away from home if it becomes uninhabitable due to damage. If you live in Salt Lake City, Orem, Provo, or somewhere in between, we will work with you to create a policy that works for your home and budget. Simply fill out the contact form below for a free quote, and one of our agents will get in touch with you as soon as possible.
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