Information for our members regarding our COVID-19 response and STAY SAFE, STAY HOME DIVIDEND

9 Simple Ways to Prevent Accidents in the Work Place

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Workplace accidents can happen anywhere — on a busy construction site, in a warehouse, or even in a quiet office. While no environment is entirely risk-free, most accidents in the workplace are preventable with the proper safety measures in place. Prevention isn’t only about keeping employees safe. It’s also about avoiding costly disruptions, potential legal […]

Why Every Renter Should Consider Working With an Insurance Broker

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If you rent your home or apartment, you might assume renters’ insurance in Utah is simple, or not worth the effort to think much about. But renters face real risks, from theft and fire to water damage and personal liability.  That’s why renters’ insurance in Utah matters more than most people realize. And when it […]

6 Benefits of Having A Life Insurance

A joyful family sitting on the floor of a living room surrounded by a couch and decorative plants

Life insurance is one of the smartest ways to protect the people you care about most. Instead of focusing on the “what-ifs,” it allows you to plan ahead confidently. Taking action now ensures your loved ones are supported no matter what, and that kind of preparation brings real peace of mind.  Despite its importance, many […]

Seismic Risk and Earthquake Insurance: What Homebuyers Need to Know in Utah

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Buying a home in Utah is an exciting milestone that calls for Utah earthquake insurance due to the region’s risk of seismic activity. Earthquakes happen without warning, and many homebuyers are surprised to learn that standard homeowners insurance doesn’t cover earthquake damage. Protecting your investment means knowing what seismic risks you face and ensuring you […]

Flooded Basement? How to Start the Cleanup

A room featuring a door and a brown floor creating a warm and inviting atmosphere

A flooded basement will turn your home upside down in an instant, especially if you don’t have insurance. Whether caused by a heavy storm, a broken pipe, or a backed-up drain, basement flooding can be stressful, messy, and potentially costly.  And while your first instinct might be to grab a mop and start working, taking […]

Understanding Utah Homeowner Insurance: A Complete Guide for New Homeowners

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Buying a new home is a monumental step, but it comes with its own set of responsibilities, including securing Utah homeowner insurance. Understanding homeowner insurance ensures you’re prepared for any potential challenges. In Utah, various risks have the potential to affect homeowners, such as earthquakes, wildfires, and floods, making proper coverage all the more important.  […]

The Difference Between Term vs. Permanent Life Insurance

An older man with glasses and a beard examines a life insurance policy document thoughtfully.

Life insurance is one of the most important financial decisions you’ll make — it ensures your loved ones are protected if the unexpected happens. However, with so many options available, choosing the right policy can feel overwhelming.  The two main types of life insurance, term and permanent, offer different benefits depending on your financial goals […]

Navigating Minimum Vehicle Insurance Requirements

A woman stands beside a car, holding her phone, symbolizing the importance of auto insurance in Utah.

Have you ever wondered what would happen if you got into an accident without the right Utah car insurance? Understanding vehicle insurance requirements may feel overwhelming, but it’s vital to being a responsible driver. Everyone deserves to feel secure and protected on the road. In this article, we will break down everything you need to […]

What an Accident Does to Your Auto Insurance Rates

A damaged car on the road shows signs of a collision

Have you ever wondered what happens to your car insurance rates after an accident? When you’re involved in a car crash, the effects extend beyond the damages to your vehicle.  Knowing the answer to, “How does a car accident affect your insurance?” can help you make informed decisions and prepare for future costs. Factors like […]