How Much Coverage Do You Need For Renters Insurance?

How Much Coverage Do You Need for Renters Insurance?

Before you get too settled into your rental, it’s important to protect your belongings with renters insurance. Renters insurance, also called tenants insurance, is a policy similar to the coverage you would get with homeowners insurance (except renters insurance does not cover the structure itself). Many policies cover most of your personal belongings, liability, and […]

Everything You Need To Know About Renters Insurance

Everything You Need To Know About Renters Insurance

Like car and health insurance, if you rent a home, it is important to protect yourself and your belongings with renters insurance. Finding the right insurance for you and your needs can feel intimidating. However, we, at Bear River Mutual Insurance, want to help you feel comfortable with selecting the right insurance by telling you […]

What Does Renter’s Insurance Cover

If you have health, auto, and life insurance, you’re on the right track. However, if you’re an apartment dweller without any renter’s insurance, stay tuned to learn why you should consider renter’s insurance and what it covers. What is Renter’s Insurance? Just as car insurance protects you in case of an accident, renter’s insurance protects […]

Renters’ Insurance Mistakes To Avoid

Most people view home, health, and auto insurance as an obvious must-have. That is not necessarily the case when it comes to renters insurance. Many people have a harder time seeing the value that renters insurance provides. The Insurance Information Institute reports that only 37% of renters purchase renters’ insurance. Compared to the 97% of […]

How To Avoid Accidents This Winter

  Winter season means big coats, steamy drinks, and slick roads. Depending on where you live you can deal with roads that are wet, icy, snowy, slushy or some combination of them all. Winter accidents are common and dangerous. Today we’re talking about ways to improve your chances of avoiding winter accidents this season. How […]

Renters Insurance: 5 MistakesTo Avoid

1. Believing Renters Insurance Only Protects the Renter While it’s true that renter’s insurance does protect the renter and the renter’s belongings, that’s not where the coverage ends. Renters insurance covers the property and the landlord as well. This coverage will differ based on the policy and its limits. Many landlords will require renter’s insurance […]

5 Reasons You Need Renter’s Insurance

  Did you know that two thirds of renters don’t have rental insurance? That is a frightful number of renters who are unprotected and potentially liable.   There are many reasons people give for not getting renter’s insurance, but they aren’t truly justified. Some renter’s wrongfully assume they’ll be covered under the landlord’s insurance, but […]

How To Create An Emergency Exit Plan For Your Home

  No one likes to think about an emergency occurring in your precious home, to your priceless family. Unfortunately, emergencies DO happen. Thankfully not often, but it’s always best to be prepared. When an emergency occurs you definitely will not have the time or presence of mind to calmly choose the best option for a […]

What Does Renters Insurance Cover?

  A shocking number of renters don’t secure renters insurance. Often it can feel like just one more expense on top of an already long list of bills to pay, especially if you’re saving up to buy a home. Renters insurance can sound pointless and unnecessary.   Why would I need to insure this tiny […]