Everything You Need To Know About Renters Insurance

Everything You Need To Know About Renters Insurance

Like car and health insurance, if you rent a home, it is important to protect yourself and your belongings with renters insurance. Finding the right insurance for you and your needs can feel intimidating. However, we, at Bear River Mutual Insurance, want to help you feel comfortable with selecting the right insurance by telling you […]

What Does Renter’s Insurance Cover

If you have health, auto, and life insurance, you’re on the right track. However, if you’re an apartment dweller without any renter’s insurance, stay tuned to learn why you should consider renter’s insurance and what it covers. What is Renter’s Insurance? Just as car insurance protects you in case of an accident, renter’s insurance protects […]

Renters’ Insurance Mistakes To Avoid

Most people view home, health, and auto insurance as an obvious must-have. That is not necessarily the case when it comes to renters insurance. Many people have a harder time seeing the value that renters insurance provides. The Insurance Information Institute reports that only 37% of renters purchase renters’ insurance. Compared to the 97% of […]

How To Save Money on Life Insurance

Life insurance policies can be confusing and costly. At Bear River Insurance, we are dedicated to helping you find the right coverage for your situation and help you save. With a few of these tips, you can save big on your life insurance and get the coverage you need. Don’t pour more money than you […]

What is an Umbrella Insurance Policy

Often referred to as “excess liability insurance”, umbrella insurance is a form of liability that can supplement basic liability policies—i.e. auto, home, or renters. Similarly, to an umbrella, an umbrella insurance policy just covers a little more. These policies can protect your assets in the event that you are liable for any sort of damages […]

Why You Should Get Renter’s Insurance

Renter’s insurance is often overlooked. If you don’t own the property, you don’t need insurance, right? Think again. You can still be hit with liability costs, damage costs, and other unforeseen events. Renter’s insurance is a simple and affordable way to ensure that you are covered no matter what comes your way. Liability Coverage Liability […]

How To Avoid Accidents This Winter

  Winter season means big coats, steamy drinks, and slick roads. Depending on where you live you can deal with roads that are wet, icy, snowy, slushy or some combination of them all. Winter accidents are common and dangerous. Today we’re talking about ways to improve your chances of avoiding winter accidents this season. How […]

Renters Insurance: 5 MistakesTo Avoid

1. Believing Renters Insurance Only Protects the Renter While it’s true that renter’s insurance does protect the renter and the renter’s belongings, that’s not where the coverage ends. Renters insurance covers the property and the landlord as well. This coverage will differ based on the policy and its limits. Many landlords will require renter’s insurance […]

5 Reasons You Need Renter’s Insurance

  Did you know that two thirds of renters don’t have rental insurance? That is a frightful number of renters who are unprotected and potentially liable.   There are many reasons people give for not getting renter’s insurance, but they aren’t truly justified. Some renter’s wrongfully assume they’ll be covered under the landlord’s insurance, but […]