Information for our members regarding our COVID-19 response and STAY SAFE, STAY HOME DIVIDEND

How Do I Know If I Need Renters Insurance?

How Do I Know If I Need Renters Insurance?

How do you know if you need renters insurance? How much insurance should a renter have? Today, we’re answering all of the questions and tackling each of these big-ticket topics.

What Does Renters Insurance Cover?

What Does Renters Insurance Cover

Tenant insurance is similar to homeowners insurance in that it covers some of the same scenarios, like fire or theft. Typical renters insurance policy offers four types of coverage:

6 Benefits of Having Renters’ Insurance

When renters have renters’ insurance, they protect themselves and their possessions in many different ways. If you rent a property and want peace of mind knowing that your belongings are protected, consider investing in renters’ insurance. This type of insurance is a valuable resource for those renting to have. But many renters do not know […]

How Much Coverage Do You Need For Tenants Insurance?

How Much Coverage Do You Need for Renters Insurance?

Before you get too settled into your rental, it’s important to protect your belongings with renters insurance. Renters insurance, also called tenants insurance, is a policy similar to the coverage you would get with homeowners insurance (except renters insurance does not cover the structure itself). Many policies cover most of your personal belongings, liability, and […]

Everything You Need To Know About Renters Insurance

Everything You Need To Know About Renters Insurance

Like car and health insurance, if you rent a home, it is important to protect yourself and your belongings with renters insurance. Finding the right insurance for you and your needs can feel intimidating. However, we, at Bear River Mutual Insurance, want to help you feel comfortable with selecting the right insurance by telling you […]

Renters’ Insurance Mistakes To Avoid

Most people view home, health, and auto insurance as an obvious must-have. That is not necessarily the case when it comes to renters insurance. Many people have a harder time seeing the value that renters insurance provides. The Insurance Information Institute reports that only 37% of renters purchase renters’ insurance. Compared to the 97% of […]

What is an Umbrella Insurance Policy

What is an Umbrella Insurance Policy?

Often referred to as “excess liability insurance”, umbrella insurance is a form of liability that can supplement basic liability policies—i.e. auto, home, or renters. Similarly, to an umbrella, an umbrella insurance policy just covers a little more. These policies can protect your assets in the event that you are liable for any sort of damages […]