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The Benefits of Health Insurance

The Benefits of Health Insurance

Nobody intends to get sick or become injured; however, most people, at some point in their life, require medical care. Health insurance can help.

Even those living healthy lifestyles with good eating and exercise habits in optimal health will require appointments with a medical professional periodically. Between doctor’s visits, trips to the pharmacy, lab work, physical therapy, and even therapy, medical services can become expensive. Thankfully, health insurance and its benefits can lend a helping hand.

Learn more about some of the advantages of insurance below.

Why Do I Need Health Insurance?

Regular Check-Ups — Many health insurance packages include 100% coverage for preventative care. Services such as screenings for cholesterol, cancer, and blood pressure, immunizations and vaccines, and much more should be 100% covered with your insurance. Make sure to check with your plan provider to verify coverage within your network.

Improved Personal Health — With insurance, a medical professional can look at any health issues that come up. You can enjoy better health and feel at ease that any health concerns can be immediately addressed, treated, and resolved promptly and avoid a worsening condition.

Peace of Mind — Illnesses and accidents can occur with or without warning. Health insurance gives individuals and families peace of mind as it can help with at least a portion of your medical expenses. It will also ease your mind knowing you and your loved one can receive the best care possible without stressing over money.

Secure Finances — Expected or unexpected medical visits can cost a large amount of money. Unfortunately, most Americans cannot afford the cost of doctor visits, hospitalizations, or treatment appointments. It is difficult to know when health issues will arise, but you can receive the help you or your family need when you have insurance coverage.

The Downsides of Being Uninsured 

Being uninsured can be considered risky. Families and individuals across the nation elect to have insurance for their health because it can protect you from significant financial losses, similarly to how car and home insurance protects you.

Even a short trip to the urgent care room or a routine check-up can cost hundreds or even thousands of dollars. For example, the average trip to an emergency room for an adult is nearly $650, not including running any tests or hospital stays. These additions can push the bill well over $1,000. Additionally, a broken leg can cost more than $7,000, while childbirth ranges from $8,500-$10,000. These numbers are surprising and overwhelming, but thankfully, you can protect yourself from these expensive bills with insurance.

Contact Bear River Mutual Insurance

If you are in need of health insurance or any other type of insurance, such as life, home, auto, renter’s, or earthquake, contact the professionals at Bear River Mutual Insurance. Our knowledgeable team will help you find an affordable plan that will protect you and those you love. We have three convenient locations in Salt Lake City, Provo, and Orem, Utah. Contact the insurance experts for all of your insurance coverage needs.

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