Why You Need Homeowner’s Insurance

If you’ve invested in a house, you should also invest in some homeowner’s insurance. Wondering why homeowner’s insurance is important? It can do a lot for your home and for you. For starters, you may need to get insurance to be approved for your mortgage. Insurance can cover more than just the physical property of […]

Renters Insurance: 5 MistakesTo Avoid

1. Believing Renters Insurance Only Protects the Renter While it’s true that renter’s insurance does protect the renter and the renter’s belongings, that’s not where the coverage ends. Renters insurance covers the property and the landlord as well. This coverage will differ based on the policy and its limits. Many landlords will require renter’s insurance […]

What Type of Insurance Does My Business Need?

Not sure what kind of insurance to get for your business? There are many options to consider. Choosing the best policy for your company should not be taken lightly, you don’t want to be hit with a claim that you can’t cover. Learn more about options to cover your business below. General Liability Insurance General […]

How To File a Claim After a Car Accident

Have you been in an auto accident recent? Accidents can be stressful and dealing with insurance afterward can add to that stress. At Bear River Insurance, we want to make the process as easy as possible. An auto insurance claim is just a request for compensation from an insurance company for damages or injuries sustained […]

Why You Should Get Renter’s Insurance

Renter’s insurance is often overlooked. If you don’t own the property, you don’t need insurance, right? Think again. You can still be hit with liability costs, damage costs, and other unforeseen events. Renter’s insurance is a simple and affordable way to ensure that you are covered no matter what comes your way. Liability Coverage Liability […]

What is an Umbrella Insurance Policy

Often referred to as “excess liability insurance”, umbrella insurance is a form of liability that can supplement basic liability policies—i.e. auto, home, or renters. Similarly, to an umbrella, an umbrella insurance policy just covers a little more. These policies can protect your assets in the event that you are liable for any sort of damages […]

How To Save Money on Life Insurance

Life insurance policies can be confusing and costly. At Bear River Insurance, we are dedicated to helping you find the right coverage for your situation and help you save. With a few of these tips, you can save big on your life insurance and get the coverage you need. Don’t pour more money than you […]

Simple Ways To Prevent Accidents in the Work Place

Work space safety is extremely important. When an incident occurs on company property, a company may be help liable for damages. To ensure the health and safety of your employees, follow a few simple guidelines to prevent potential accidents. 1.Be alert. Accidents are much more likely to happen when you are distracted. Being alert and […]

How To Be A Courteous Tenant

Being a good tenant means a more positive experience for all—and a good reference for you! With a few simple tips, you can turn your renting experience into a great experience with a positive outcome. Be a courteous tenant and have a good relationship with your landlord by following these rules. Pay Rent on Time […]