Information for our members regarding our COVID-19 response and STAY SAFE, STAY HOME DIVIDEND

Flooded Basement? How to Start the Cleanup

A room featuring a door and a brown floor creating a warm and inviting atmosphere

A flooded basement will turn your home upside down in an instant, especially if you don’t have insurance. Whether caused by a heavy storm, a broken pipe, or a backed-up drain, basement flooding can be stressful, messy, and potentially costly.  And while your first instinct might be to grab a mop and start working, taking […]

Understanding Utah Homeowner Insurance: A Complete Guide for New Homeowners

A man in a blue shirt and hat skillfully repairs a gas boiler in a well-lit space

Buying a new home is a monumental step, but it comes with its own set of responsibilities, including securing Utah homeowner insurance. Understanding homeowner insurance ensures you’re prepared for any potential challenges. In Utah, various risks have the potential to affect homeowners, such as earthquakes, wildfires, and floods, making proper coverage all the more important.  […]

The Difference Between Term vs. Permanent Life Insurance

An older man with glasses and a beard examines a life insurance policy document thoughtfully.

Life insurance is one of the most important financial decisions you’ll make — it ensures your loved ones are protected if the unexpected happens. However, with so many options available, choosing the right policy can feel overwhelming.  The two main types of life insurance, term and permanent, offer different benefits depending on your financial goals […]

Navigating Minimum Vehicle Insurance Requirements

A woman stands beside a car, holding her phone, symbolizing the importance of auto insurance in Utah.

Have you ever wondered what would happen if you got into an accident without the right Utah car insurance? Understanding vehicle insurance requirements may feel overwhelming, but it’s vital to being a responsible driver. Everyone deserves to feel secure and protected on the road. In this article, we will break down everything you need to […]

What an Accident Does to Your Auto Insurance Rates

A damaged car on the road shows signs of a collision

Have you ever wondered what happens to your car insurance rates after an accident? When you’re involved in a car crash, the effects extend beyond the damages to your vehicle.  Knowing the answer to, “How does a car accident affect your insurance?” can help you make informed decisions and prepare for future costs. Factors like […]

How to Determine the Best Earthquake Insurance for Your Needs

A house teeters as an earthquake threatens its destruction

Earthquakes can strike without warning, leaving destruction in their wake and altering lives; that’s why you want the best earthquake insurance available.  Many people might not think about earthquakes, especially if they live in areas that aren’t typically known for seismic activity. However, you’ll want to know how to protect your home, which is where […]

How To Avoid Accidents This Winter

A woman in winter attire kneels by a broken car in a snowy setting

Avoid a winter car accident by implementing our 13 tips. Between the snow, ice, sleet, and slush, there’s a lot to maneuver when you are the driver behind the wheel. Whether you’re alone or chauffeuring a whole crew, safe driving is always the number-one priority, regardless of the time of year and the weather outside. […]

How To Create An Emergency Exit Plan For Your Home

Visual representation of an emergency response plan, highlighting fire safety and homeowners insurance procedures.

Having a good homeowners insurance fire policy will protect what is most important to you: your family and your property. Once you have that safety net in place, it is essential to make a plan with you and your loved ones on what to do in the event of an emergency. For many, the home […]

How to Compare Homeowners Insurance Quotes Like a Pro

A guide on purchasing a home with a mortgage, including tips on homeowners insurance quotes and policy comparisons.

There’s no denying that homeowners insurance is an investment, which is why gathering homeowners insurance quotes and comparing and contrasting them is essential. Homeowners insurance is a big investment, but it’s a worthwhile one that is crucial in protecting one of your biggest (if not the biggest) assets. Doing some research and legwork before investing […]