How To Create An Emergency Exit Plan For Your Home
Having a good homeowners insurance fire policy will protect what is most important to you: your family and your property. Once you have that safety net in place, it is essential to make a plan with you and your loved ones on what to do in the event of an emergency. For many, the home […]
5 Reasons You Need Renter’s Insurance
If you lease a home or apartment, you may be considering working with a renters insurance broker. Renters insurance is essential to renting, but a startling two-thirds of renters do not have rental insurance. This means that 66% of renters are living without protection and could be held liable in the event of a lawsuit. […]
Answering Your Questions About Life Insurance
As you shop around for life insurance, you have probably come up with a list of questions because of its complex nature. Life insurance is a legal contract between a policyholder and insurer. A life insurance policy guarantees that when the policyholder dies, their named beneficiaries will receive a sum of money that is paid […]
Everything You Need To Know About Renters Insurance
Like car and health insurance, if you rent a home, it is important to protect yourself and your belongings with renters insurance. Finding the right insurance for you and your needs can feel intimidating. However, we, at Bear River Mutual Insurance, want to help you feel comfortable with selecting the right insurance by telling you […]
Top 6 Tips on How to Drive Safely
As the driver behind the wheel, it is imperative that you know how to drive safely to keep yourself and others safe. Whether you are driving alone or have passengers in tow, safe driving should be your number one priority. According to the CDC, nearly three million people are nonfatally injured in motor vehicle accidents every […]
The Role of Insurance in Settling a Personal Injury Claim
Your insurance will play a significant role if you are involved in a personal injury claim. But what do insurance companies do when settling claims? Since we all run the risk of injury, it is likely that many of us will have to deal with one of these claims eventually. Learn more about the part […]
What is a Certificate of Liability Insurance?
When securing a new business, you may be asked to see a certificate of liability insurance. If you’re a new startup or small business owner, discover what this type of insurance entails and common questions people ask about it. Certificate of Liability Insurance In short, a Certificate of Insurance is printed proof of your insurance […]
Have You Added Earthquake Insurance To Your Policy?
Within the last few months, Utah has experienced several earthquakes. People all along the Wasatch Front felt the 5.7 and 4.6 magnitude earthquakes. Meanwhile, those in the Boise, Idaho area sustained a more significant 6.5 magnitude earthquake. While these natural disasters did not do much damage to homes or cause any serious harm to people, […]
In an Accident and the Other Driver has No Insurance?
There is nothing more frustrating and can ruin your day faster than a car accident, especially when the other driver does not have auto insurance. Even though Utah law requires every driver to carry adequate car insurance, people find themselves in wrecks with another driver who does not have it. That leaves the question, “What […]