Information for our members regarding our COVID-19 response and STAY SAFE, STAY HOME DIVIDEND

What an Accident Does to Your Auto Insurance Rates

A damaged car on the road shows signs of a collision

Have you ever wondered what happens to your car insurance rates after an accident? When you’re involved in a car crash, the effects extend beyond the damages to your vehicle.  Knowing the answer to, “How does a car accident affect your insurance?” can help you make informed decisions and prepare for future costs. Factors like […]

How To Avoid Accidents This Winter

A woman in winter attire kneels by a broken car in a snowy setting

Avoid a winter car accident by implementing our 13 tips. Between the snow, ice, sleet, and slush, there’s a lot to maneuver when you are the driver behind the wheel. Whether you’re alone or chauffeuring a whole crew, safe driving is always the number-one priority, regardless of the time of year and the weather outside. […]

How To Create An Emergency Exit Plan For Your Home

Visual representation of an emergency response plan, highlighting fire safety and homeowners insurance procedures.

Having a good homeowners insurance fire policy will protect what is most important to you: your family and your property. Once you have that safety net in place, it is essential to make a plan with you and your loved ones on what to do in the event of an emergency. For many, the home […]

5 Reasons You Need Renter’s Insurance

A woman is signing documents while a small model house is placed on the table beside her, symbolizing a real estate transaction.

If you lease a home or apartment, you may be considering working with a renters insurance broker. Renters insurance is essential to renting, but a startling two-thirds of renters do not have rental insurance. This means that 66% of renters are living without protection and could be held liable in the event of a lawsuit. […]

Why Insurance is Essential and the Winter Season

Why Insurance is Essential and the Winter Season

Insurance is essential to protect you and your family, personal belongings, home, and vehicles — you won’t want to be caught without it. As the weather shifts, the seasons change, and the temperatures drop, being insured is more important than ever. The winter chill can bring unexpected storms, disasters, accidents, and ailments, so being prepared […]

5 Factors That Impact the Cost of Homeowners’ Insurance

Did you know that there are many factors that can significantly impact and affect your homeowners’ insurance costs? It’s a known fact that every homeowner should invest in home insurance. It can cover your property and belongings and even protect you from liability in some situations. Even if you were willing to take on these […]

Why It Pays Off To Have Home Insurance

Why It Pays off to Have Home Insurance

Having home insurance is arguably one of the smartest investments you can make as a homeowner, as it can protect your most expensive asset. Disasters or emergencies can strike whenever, without warning, potentially leaving your house in a mess. To protect yourself against these unexpected events, homeowners can protect themselves and their property by purchasing […]

What is an Umbrella Insurance Policy

What is an Umbrella Insurance Policy?

Often referred to as “excess liability insurance”, umbrella insurance is a form of liability that can supplement basic liability policies—i.e. auto, home, or renters. Similarly, to an umbrella, an umbrella insurance policy just covers a little more. These policies can protect your assets in the event that you are liable for any sort of damages […]