Everything You Should Know About Homeowners’ Insurance and Earthquakes
If you are a homeowner and live in a seismic zone, you may have asked yourself, “Are earthquakes covered by insurance?” Today, we’re answering all of your questions about homeowners insurance and earthquakes.
Why It Pays Off To Have Home Insurance
Having home insurance is arguably one of the smartest investments you can make as a homeowner, as it can protect your most expensive asset. Disasters or emergencies can strike whenever, without warning, potentially leaving your house in a mess. To protect yourself against these unexpected events, homeowners can protect themselves and their property by purchasing […]
How To Avoid Accidents This Winter
Winter season means big coats, steamy drinks, and slick roads. Depending on where you live you can deal with roads that are wet, icy, snowy, slushy or some combination of them all. Winter accidents are common and dangerous. Today we’re talking about ways to improve your chances of avoiding winter accidents this season. How […]
Why You Need Homeowner’s Insurance
If you’ve invested in a house, you should also invest in some homeowner’s insurance. Wondering why homeowner’s insurance is important? It can do a lot for your home and for you. For starters, you may need to get insurance to be approved for your mortgage. Insurance can cover more than just the physical property of […]
5 Reasons You Need Renter’s Insurance
Did you know that two thirds of renters don’t have rental insurance? That is a frightful number of renters who are unprotected and potentially liable. There are many reasons people give for not getting renter’s insurance, but they aren’t truly justified. Some renter’s wrongfully assume they’ll be covered under the landlord’s insurance, but […]
How To Create An Emergency Exit Plan For Your Home
No one likes to think about an emergency occurring in your precious home, to your priceless family. Unfortunately, emergencies DO happen. Thankfully not often, but it’s always best to be prepared. When an emergency occurs you definitely will not have the time or presence of mind to calmly choose the best option for a […]
What Does Renters Insurance Cover?
A shocking number of renters don’t secure renters insurance. Often it can feel like just one more expense on top of an already long list of bills to pay, especially if you’re saving up to buy a home. Renters insurance can sound pointless and unnecessary. Why would I need to insure this tiny […]
Flooded Basement? How To Start The Cleanup
A flooded basement is one of the most frustrating problems a homeowner can discover. Luckily most flooded basements aren’t incredibly dangerous or irreversibly destructive. But that doesn’t mean they can’t be expensive and heartbreaking. They’re also very common. Young children turn on the hose for a water fight and leave it draining into a […]
6 Benefits of Having A Life Insurance
Nobody likes thinking about when they’re going to kick the bucket. Until cryopreservation becomes a reality, however, death is an inevitable fact of life. Perhaps it is this reluctance to think about dying that prevents many people from buying life insurance. In fact, a study conducted by LIMRA shows that only 60% of Americans have […]