Information for our members regarding our COVID-19 response and STAY SAFE, STAY HOME DIVIDEND

Everything You Need To Know About Renters Insurance

Everything You Need To Know About Renters Insurance

Like car and health insurance, if you rent a home, it is important to protect yourself and your belongings with renters insurance. Finding the right insurance for you and your needs can feel intimidating. However, we, at Bear River Mutual Insurance, want to help you feel comfortable with selecting the right insurance by telling you […]

Top 6 Tips on How to Drive Safely

Auto Insurance: Top 6 Tips on How to Drive Safely

As the driver behind the wheel, it is imperative that you know how to drive safely to keep yourself and others safe. Whether you are driving alone or have passengers in tow, safe driving should be your number one priority. According to the CDC, nearly three million people are nonfatally injured in motor vehicle accidents every […]

The Benefits of Health Insurance

The Benefits of Health Insurance

Nobody intends to get sick or become injured; however, most people, at some point in their life, require medical care. Health insurance can help. Even those living healthy lifestyles with good eating and exercise habits in optimal health will require appointments with a medical professional periodically. Between doctor’s visits, trips to the pharmacy, lab work, […]

The Role of Insurance in Settling a Personal Injury Claim

The Role of Insurance in Settling a Personal Injury Claim

Your insurance will play a significant role if you are involved in a personal injury claim. But what do insurance companies do when settling claims? Since we all run the risk of injury, it is likely that many of us will have to deal with one of these claims eventually. Learn more about the part […]

Do Stay-at-Home Parents Need Life Insurance?

Do Stay-at-Home Parents Need Life Insurance?

It is hard to know when tragedy will strike — especially a life-altering tragedy such as losing your stay-at-home spouse. Even if you are not the primary or sole breadwinner of your family, a parent who stays at home should also have life insurance. Learn more about why stay-at-home parents should have life insurance below. […]

Homeowners’ Insurance and Dog Bites

Home

  Millions of families across the United States keep pets in their homes. Many of these animals are dogs. While many dogs are widely loved and admired, dog bites are a different story and a scary reality for some. The CDC reports that hundreds of thousands of people are injured due to dog bites and […]

Have You Added Earthquake Insurance To Your Policy?

Damaged building from a storm. Have you included earthquake insurance in your policy?

Within the last few months, Utah has experienced several earthquakes. People all along the Wasatch Front felt the 5.7 and 4.6 magnitude earthquakes. Meanwhile, those in the Boise, Idaho area sustained a more significant 6.5 magnitude earthquake. While these natural disasters did not do much damage to homes or cause any serious harm to people, […]

What is a Certificate of Liability Insurance?

What is a Certificate of Liabillty Insurance?

When securing a new business, you may be asked to see a certificate of liability insurance. If you’re a new startup or small business owner, discover what this type of insurance entails and common questions people ask about it. Certificate of Liability Insurance In short, a Certificate of Insurance is printed proof of your insurance […]

In an Accident and the Other Driver has No Insurance?

I Am In An Accident

There is nothing more frustrating and can ruin your day faster than a car accident, especially when the other driver does not have auto insurance. Even though Utah law requires every driver to carry adequate car insurance, people find themselves in wrecks with another driver who does not have it. That leaves the question, “What […]