Information for our members regarding our COVID-19 response and STAY SAFE, STAY HOME DIVIDEND

Is Car Insurance Required By Law?

Is Car Insurance Required By United States Laws?

Car insurance is required by law in most states, including Utah. So, let’s talk about the basics of car insurance, different types of coverage, legal requirements, associated penalties, and more.

Does Automobile Insurance Cover Snow Damage?

Does Automobile Insurance Cover Snow Damage?

Car insurance during the winter is crucial, especially to protect you and your car against ice and snow damage. But what does your automobile insurance cover when it comes to snow damage?

What Are My Car Insurance Options?

What are my Car Insurance Options?

Purchasing car insurance is one of the smartest investments a driver can make, and it’s essentially a rite of passage. There are many different types of car insurance available to drivers. The most common include liability, personal injury protection, collision, comprehensive, medical payments, uninsured or underinsured motorist coverage, and more. Like most states, Utah requires its […]

How To File a Claim After a Car Accident

How To File a Claim After a Car Accident?

Have you been in an auto accident recent? Accidents can be stressful and dealing with insurance afterward can add to that stress. At Bear River Insurance, we want to make the process as easy as possible. An auto insurance claim is just a request for compensation from an insurance company for damages or injuries sustained […]

How To Avoid Accidents This Winter

How To Avoid Accidents This Winter? |

  Winter season means big coats, steamy drinks, and slick roads. Depending on where you live you can deal with roads that are wet, icy, snowy, slushy or some combination of them all. Winter accidents are common and dangerous. Today we’re talking about ways to improve your chances of avoiding winter accidents this season. How […]

5 Reasons You Need Renter’s Insurance

5 Reasons You Need Renter’s Insurance

  Did you know that two thirds of renters don’t have rental insurance? That is a frightful number of renters who are unprotected and potentially liable.   There are many reasons people give for not getting renter’s insurance, but they aren’t truly justified. Some renter’s wrongfully assume they’ll be covered under the landlord’s insurance, but […]

How To Create An Emergency Exit Plan For Your Home

How To Create An Emergency Exit Plan For Your Home

  No one likes to think about an emergency occurring in your precious home, to your priceless family. Unfortunately, emergencies DO happen. Thankfully not often, but it’s always best to be prepared. When an emergency occurs you definitely will not have the time or presence of mind to calmly choose the best option for a […]

Flooded Basement? How To Start The Cleanup

Flooded Basement? How To Start The Cleanup

  A flooded basement is one of the most frustrating problems a homeowner can discover. Luckily most flooded basements aren’t incredibly dangerous or irreversibly destructive. But that doesn’t mean they can’t be expensive and heartbreaking. They’re also very common. Young children turn on the hose for a water fight and leave it draining into a […]