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Information for our members regarding our COVID-19 response and STAY SAFE, STAY HOME DIVIDEND

Life Insurance Options for a Stay-at-Home Parent 

Life Insurance Options for a Stay-at-Home Parent 

Life insurance isn’t only for the family’s primary provider; stay-at-home parents should also put this financial safety net in place. When you imagine the main family provider, most people think about the parent who brings home the bacon, or the breadwinner. It usually goes without saying that this person needs to have life insurance. Without […]

When is the Best Time to Buy Life Insurance

When is the Best Time to Buy Life Insurance

If you’re thinking about your future and wondering when the best time to buy life insurance is, then you’ve come to the right place. Today, we’re filling you in on all of the need-to-know details.

6 Reasons to Invest in Life Insurance

6 Reasons to Invest in Life Insurance

One of the best investments you can make for your loved ones’ future is purchasing a good life insurance policy. Death is one of the few sure things in life. Unfortunately, we do not know how or when this inevitable truth will come to pass, so getting prepared for your (and your loved ones’) financial […]

Why Insurance is Essential and the Winter Season

Why Insurance is Essential and the Winter Season

Insurance is essential to protect you and your family, personal belongings, home, and vehicles — you won’t want to be caught without it. As the weather shifts, the seasons change, and the temperatures drop, being insured is more important than ever. The winter chill can bring unexpected storms, disasters, accidents, and ailments, so being prepared […]

5 Reasons Single Individuals Need Life Insurance

5 Reasons Single Individuals Need Life Insurance

It’s a common misconception that single individuals do not need life insurance; however, that couldn’t be further from the truth.  This comes as no surprise that one of the biggest reasons to be insured is to provide your family with money if you were to pass away. So a logical response to that is to […]

Answering Your Questions About Life Insurance

Answering Your Questions About Life Insurance

As you shop around for life insurance, you have probably come up with a list of questions because of its complex nature. Life insurance is a legal contract between a policyholder and insurer. A life insurance policy guarantees that when the policyholder dies, their named beneficiaries will receive a sum of money that is paid […]

Do Stay-at-Home Parents Need Life Insurance?

Do Stay-at-Home Parents Need Life Insurance?

It is hard to know when tragedy will strike — especially a life-altering tragedy such as losing your stay-at-home spouse. Even if you are not the primary or sole breadwinner of your family, a parent who stays at home should also have life insurance. Learn more about why stay-at-home parents should have life insurance below. […]

How Long Does A DUI Affect My Insurance Rate?

How Long Does A DUI Affect My Insurance Rate?

Driving while under the influence can result in getting a DUI (Driving Under Influence) or a DWI (Driving While Intoxicated); the result is a spike in your auto insurance rate – a costly effect that can stay on your plan for years in some cases. Read on to see just how long a DUI can […]

How To File a Claim After a Car Accident

How To File a Claim After a Car Accident?

Have you been in an auto accident recent? Accidents can be stressful and dealing with insurance afterward can add to that stress. At Bear River Insurance, we want to make the process as easy as possible. An auto insurance claim is just a request for compensation from an insurance company for damages or injuries sustained […]