5 Reasons Single Individuals Need Life Insurance

5 Reasons Single Individuals Need Life Insurance

It’s a common misconception that single individuals do not need life insurance; however, that couldn’t be further from the truth.  This comes as no surprise that one of the biggest reasons to be insured is to provide your family with money if you were to pass away. So a logical response to that is to […]

Answering Your Questions About Life Insurance

Answering Your Questions About Life Insurance

As you shop around for life insurance, you have probably come up with a list of questions because of its complex nature. Life insurance is a legal contract between a policyholder and insurer. A life insurance policy guarantees that when the policyholder dies, their named beneficiaries will receive a sum of money that is paid […]

Do Stay-at-Home Parents Need Life Insurance?

It is hard to know when tragedy will strike — especially a life-altering tragedy such as losing your stay-at-home spouse. Even if you are not the primary or sole breadwinner of your family, a parent who stays at home should also have life insurance. Learn more about why stay-at-home parents should have life insurance below. […]

How Long Does A DUI Affect My Insurance Rate?

Driving while under the influence can result in getting a DUI (Driving Under Influence) or a DWI (Driving While Intoxicated); the result is a spike in your auto insurance rate – a costly effect that can stay on your plan for years in some cases. Read on to see just how long a DUI can […]

How To Avoid Accidents This Winter

  Winter season means big coats, steamy drinks, and slick roads. Depending on where you live you can deal with roads that are wet, icy, snowy, slushy or some combination of them all. Winter accidents are common and dangerous. Today we’re talking about ways to improve your chances of avoiding winter accidents this season. How […]

How To File a Claim After a Car Accident

Have you been in an auto accident recent? Accidents can be stressful and dealing with insurance afterward can add to that stress. At Bear River Insurance, we want to make the process as easy as possible. An auto insurance claim is just a request for compensation from an insurance company for damages or injuries sustained […]

5 Reasons You Need Renter’s Insurance

  Did you know that two thirds of renters don’t have rental insurance? That is a frightful number of renters who are unprotected and potentially liable.   There are many reasons people give for not getting renter’s insurance, but they aren’t truly justified. Some renter’s wrongfully assume they’ll be covered under the landlord’s insurance, but […]

How To Create An Emergency Exit Plan For Your Home

  No one likes to think about an emergency occurring in your precious home, to your priceless family. Unfortunately, emergencies DO happen. Thankfully not often, but it’s always best to be prepared. When an emergency occurs you definitely will not have the time or presence of mind to calmly choose the best option for a […]

What Does Renters Insurance Cover?

  A shocking number of renters don’t secure renters insurance. Often it can feel like just one more expense on top of an already long list of bills to pay, especially if you’re saving up to buy a home. Renters insurance can sound pointless and unnecessary.   Why would I need to insure this tiny […]