Do Stay-at-Home Parents Need Life Insurance?

It is hard to know when tragedy will strike — especially a life-altering tragedy such as losing your stay-at-home spouse. Even if you are not the primary or sole breadwinner of your family, a parent who stays at home should also have life insurance. Learn more about why stay-at-home parents should have life insurance below. […]

How Long Does A DUI Affect My Insurance Rate?

Driving while under the influence can result in getting a DUI (Driving Under Influence) or a DWI (Driving While Intoxicated); the result is a spike in your auto insurance rate – a costly effect that can stay on your plan for years in some cases. Read on to see just how long a DUI can […]

How To Be A Courteous Tenant

Being a good tenant means a more positive experience for all—and a good reference for you! With a few simple tips, you can turn your renting experience into a great experience with a positive outcome. Be a courteous tenant and have a good relationship with your landlord by following these rules. Pay Rent on Time […]

Simple Ways To Prevent Accidents in the Work Place

Work space safety is extremely important. When an incident occurs on company property, a company may be help liable for damages. To ensure the health and safety of your employees, follow a few simple guidelines to prevent potential accidents. 1.Be alert. Accidents are much more likely to happen when you are distracted. Being alert and […]

How To Save Money on Life Insurance

Life insurance policies can be confusing and costly. At Bear River Insurance, we are dedicated to helping you find the right coverage for your situation and help you save. With a few of these tips, you can save big on your life insurance and get the coverage you need. Don’t pour more money than you […]

What is an Umbrella Insurance Policy

Often referred to as “excess liability insurance”, umbrella insurance is a form of liability that can supplement basic liability policies—i.e. auto, home, or renters. Similarly, to an umbrella, an umbrella insurance policy just covers a little more. These policies can protect your assets in the event that you are liable for any sort of damages […]

Why You Should Get Renter’s Insurance

Renter’s insurance is often overlooked. If you don’t own the property, you don’t need insurance, right? Think again. You can still be hit with liability costs, damage costs, and other unforeseen events. Renter’s insurance is a simple and affordable way to ensure that you are covered no matter what comes your way. Liability Coverage Liability […]

How To Avoid Accidents This Winter

  Winter season means big coats, steamy drinks, and slick roads. Depending on where you live you can deal with roads that are wet, icy, snowy, slushy or some combination of them all. Winter accidents are common and dangerous. Today we’re talking about ways to improve your chances of avoiding winter accidents this season. How […]

How To File a Claim After a Car Accident

Have you been in an auto accident recent? Accidents can be stressful and dealing with insurance afterward can add to that stress. At Bear River Insurance, we want to make the process as easy as possible. An auto insurance claim is just a request for compensation from an insurance company for damages or injuries sustained […]