A Guide to Understanding Your Prescription Drug Coverage
The more details you know about your prescription drug plan, the better you’ll be able to take charge of your health and wellness. Today, we’re diving into the basics of medication formularies and how you can make the most of your plan.
How to File a Health Insurance Claim
Filing a health insurance claim can feel intimidating, stressful, and overwhelming, but it doesn’t need to be! When you file health insurance claims to your insurance company, you request reimbursement or direct payment for medical services that you paid for out of your pocket. The way you can obtain these benefits and payments is by […]
The Benefits of Health Insurance
Nobody intends to get sick or become injured; however, most people, at some point in their life, require medical care. Health insurance can help. Even those living healthy lifestyles with good eating and exercise habits in optimal health will require appointments with a medical professional periodically. Between doctor’s visits, trips to the pharmacy, lab work, […]
Three Habits For Optimal Health
A new year is not required for setting new goals, especially when it comes to improving your health. In fact, now is a great time to incorporate a few healthy habits that will optimize your well-being. You can drastically improve your overall health by tweaking a few small things: fuel your body intentionally, giving your […]
6 Benefits of Having A Life Insurance
Nobody likes thinking about when they’re going to kick the bucket. Until cryopreservation becomes a reality, however, death is an inevitable fact of life. Perhaps it is this reluctance to think about dying that prevents many people from buying life insurance. In fact, a study conducted by LIMRA shows that only 60% of Americans have […]
How To Avoid Accidents This Winter
Winter season means big coats, steamy drinks, and slick roads. Depending on where you live you can deal with roads that are wet, icy, snowy, slushy or some combination of them all. Winter accidents are common and dangerous. Today we’re talking about ways to improve your chances of avoiding winter accidents this season. How […]
5 Reasons You Need Renter’s Insurance
Did you know that two thirds of renters don’t have rental insurance? That is a frightful number of renters who are unprotected and potentially liable. There are many reasons people give for not getting renter’s insurance, but they aren’t truly justified. Some renter’s wrongfully assume they’ll be covered under the landlord’s insurance, but […]
How To Create An Emergency Exit Plan For Your Home
No one likes to think about an emergency occurring in your precious home, to your priceless family. Unfortunately, emergencies DO happen. Thankfully not often, but it’s always best to be prepared. When an emergency occurs you definitely will not have the time or presence of mind to calmly choose the best option for a […]
What Does Renters Insurance Cover?
A shocking number of renters don’t secure renters insurance. Often it can feel like just one more expense on top of an already long list of bills to pay, especially if you’re saving up to buy a home. Renters insurance can sound pointless and unnecessary. Why would I need to insure this tiny […]