Information for our members regarding our COVID-19 response and STAY SAFE, STAY HOME DIVIDEND

6 Benefits of Having A Life Insurance

A joyful family sitting on the floor of a living room surrounded by a couch and decorative plants

Life insurance is one of the smartest ways to protect the people you care about most. Instead of focusing on the “what-ifs,” it allows you to plan ahead confidently. Taking action now ensures your loved ones are supported no matter what, and that kind of preparation brings real peace of mind.  Despite its importance, many […]

Flooded Basement? How to Start the Cleanup

A room featuring a door and a brown floor creating a warm and inviting atmosphere

A flooded basement will turn your home upside down in an instant, especially if you don’t have insurance. Whether caused by a heavy storm, a broken pipe, or a backed-up drain, basement flooding can be stressful, messy, and potentially costly.  And while your first instinct might be to grab a mop and start working, taking […]

What an Accident Does to Your Auto Insurance Rates

A damaged car on the road shows signs of a collision

Have you ever wondered what happens to your car insurance rates after an accident? When you’re involved in a car crash, the effects extend beyond the damages to your vehicle.  Knowing the answer to, “How does a car accident affect your insurance?” can help you make informed decisions and prepare for future costs. Factors like […]

How To Avoid Accidents This Winter

A woman in winter attire kneels by a broken car in a snowy setting

Avoid a winter car accident by implementing our 13 tips. Between the snow, ice, sleet, and slush, there’s a lot to maneuver when you are the driver behind the wheel. Whether you’re alone or chauffeuring a whole crew, safe driving is always the number-one priority, regardless of the time of year and the weather outside. […]

How To Create An Emergency Exit Plan For Your Home

Visual representation of an emergency response plan, highlighting fire safety and homeowners insurance procedures.

Having a good homeowners insurance fire policy will protect what is most important to you: your family and your property. Once you have that safety net in place, it is essential to make a plan with you and your loved ones on what to do in the event of an emergency. For many, the home […]

5 Reasons You Need Renter’s Insurance

A woman is signing documents while a small model house is placed on the table beside her, symbolizing a real estate transaction.

If you lease a home or apartment, you may be considering working with a renters insurance broker. Renters insurance is essential to renting, but a startling two-thirds of renters do not have rental insurance. This means that 66% of renters are living without protection and could be held liable in the event of a lawsuit. […]

A Guide to Understanding Your Prescription Drug Coverage

A Guide to Understanding Your Prescription Drug Coverage

The more details you know about your prescription drug plan, the better you’ll be able to take charge of your health and wellness. Today, we’re diving into the basics of medication formularies and how you can make the most of your plan.

How to File a Health Insurance Claim

How to File a Health Insurance Claim

Filing a health insurance claim can feel intimidating, stressful, and overwhelming, but it doesn’t need to be! When you file health insurance claims to your insurance company, you request reimbursement or direct payment for medical services that you paid for out of your pocket. The way you can obtain these benefits and payments is by […]