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Information for our members regarding our COVID-19 response and STAY SAFE, STAY HOME DIVIDEND

A Guide to Understanding Your Prescription Drug Coverage

A Guide to Understanding Your Prescription Drug Coverage

The more details you know about your prescription drug plan, the better you’ll be able to take charge of your health and wellness. Today, we’re diving into the basics of medication formularies and how you can make the most of your plan.

How to File a Health Insurance Claim

How to File a Health Insurance Claim

Filing a health insurance claim can feel intimidating, stressful, and overwhelming, but it doesn’t need to be! When you file health insurance claims to your insurance company, you request reimbursement or direct payment for medical services that you paid for out of your pocket. The way you can obtain these benefits and payments is by […]

Why Insurance is Essential and the Winter Season

Why Insurance is Essential and the Winter Season

Insurance is essential to protect you and your family, personal belongings, home, and vehicles — you won’t want to be caught without it. As the weather shifts, the seasons change, and the temperatures drop, being insured is more important than ever. The winter chill can bring unexpected storms, disasters, accidents, and ailments, so being prepared […]

The Benefits of Health Insurance

The Benefits of Health Insurance

Nobody intends to get sick or become injured; however, most people, at some point in their life, require medical care. Health insurance can help. Even those living healthy lifestyles with good eating and exercise habits in optimal health will require appointments with a medical professional periodically. Between doctor’s visits, trips to the pharmacy, lab work, […]

Three Habits For Optimal Health

Three Habits For Optimal Health

A new year is not required for setting new goals, especially when it comes to improving your health. In fact, now is a great time to incorporate a few healthy habits that will optimize your well-being. You can drastically improve your overall health by tweaking a few small things: fuel your body intentionally, giving your […]

How To Save Money on Life Insurance

How To Save Money on Life Insurance?

Life insurance policies can be confusing and costly. At Bear River Insurance, we are dedicated to helping you find the right coverage for your situation and help you save. With a few of these tips, you can save big on your life insurance and get the coverage you need. Don’t pour more money than you […]

What is an Umbrella Insurance Policy

What is an Umbrella Insurance Policy?

Often referred to as “excess liability insurance”, umbrella insurance is a form of liability that can supplement basic liability policies—i.e. auto, home, or renters. Similarly, to an umbrella, an umbrella insurance policy just covers a little more. These policies can protect your assets in the event that you are liable for any sort of damages […]

Why You Should Get Renter’s Insurance

Why You Should Get A Renter’s Insurance?

Renter’s insurance is often overlooked. If you don’t own the property, you don’t need insurance, right? Think again. You can still be hit with liability costs, damage costs, and other unforeseen events. Renter’s insurance is a simple and affordable way to ensure that you are covered no matter what comes your way. Liability Coverage Liability […]