Information for our members regarding our COVID-19 response and STAY SAFE, STAY HOME DIVIDEND

Family Health Insurance: What Plans Are Best?

Family Health Insurance: What Plans Are Best?

By Investing a little extra time and thought into the process of selecting health insurance plans for family members, you are more likely to end up with a policy that fits your and your loved ones’ needs without costing an arm and a leg.

A Guide to Understanding Your Prescription Drug Coverage

A Guide to Understanding Your Prescription Drug Coverage

The more details you know about your prescription drug plan, the better you’ll be able to take charge of your health and wellness. Today, we’re diving into the basics of medication formularies and how you can make the most of your plan.

How to File a Health Insurance Claim

How to File a Health Insurance Claim

Filing a health insurance claim can feel intimidating, stressful, and overwhelming, but it doesn’t need to be! When you file health insurance claims to your insurance company, you request reimbursement or direct payment for medical services that you paid for out of your pocket. The way you can obtain these benefits and payments is by […]

Why Insurance is Essential and the Winter Season

Why Insurance is Essential and the Winter Season

Insurance is essential to protect you and your family, personal belongings, home, and vehicles — you won’t want to be caught without it. As the weather shifts, the seasons change, and the temperatures drop, being insured is more important than ever. The winter chill can bring unexpected storms, disasters, accidents, and ailments, so being prepared […]

Using Your Health Insurance Coverage

Using Your Insurance Coverage

Health insurance coverage is one of the smartest, best investments you can make for yourself and your family. Nobody plans to get sick or become injured, but medical care and attention are required at some point for most people. Health insurance can save you from significant financial losses that could completely change your life for […]

The Benefits of Health Insurance

The Benefits of Health Insurance

Nobody intends to get sick or become injured; however, most people, at some point in their life, require medical care. Health insurance can help. Even those living healthy lifestyles with good eating and exercise habits in optimal health will require appointments with a medical professional periodically. Between doctor’s visits, trips to the pharmacy, lab work, […]

Do Stay-at-Home Parents Need Life Insurance?

Do Stay-at-Home Parents Need Life Insurance?

It is hard to know when tragedy will strike — especially a life-altering tragedy such as losing your stay-at-home spouse. Even if you are not the primary or sole breadwinner of your family, a parent who stays at home should also have life insurance. Learn more about why stay-at-home parents should have life insurance below. […]

Bear River Mutual Insurance Agent

Life is full of unexpected circumstances. Although we can’t predict when these unforeseen and unfortunate situations are going to happen, we can prepare for them. Having the right insurance policy can protect you and those you love when these unwanted circumstances arise. At Bear River Mutual Insurance we’ll assure you are well taken care of […]